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I know easier said than done, but it is a key factor of the fat loss equation. Stress will ruin your insulin sensitivity causing the body to over secrete the fat storage hormone insulin. Furthermore high cortisol levels elevated due to stress also activate fat storage receptors, for men in the mid section and women have a harder time with the hips/buttocks area. We are well equipped to deal with short term stress such as being chased by a wild animal, but the long term stressors from over due bills, relationship issues, sick relatives etc are what really take a toll. Signs that you are overstressed include excessive body fat levels, consistent fatigue, irritability and lack of motivation. Overtraining syndrome has similar symptoms as high stress levels are one of the key factors involved with reducing your capacity to recover from training.
But in today's unenlightened "believe everything you hear" age this most effective and proven approach, for some strange reason, does not seem to attract much interest. This is no more obvious when one witnesses the "technological" revolution that is happening within the fitness industry, where a newer even more ridiculous gadget compared to the one that preceded it promises to build you the body of your dreams, with little effort on your part, "in 30 days or your money back"; where a machine that does most of the work for you is touted as a suitable replacement for actually applying a modicum of effort. https://www.youtube.com/watch?v=mDHGaU_jGrQ